{"id":16277,"date":"2026-09-06T12:05:37","date_gmt":"2026-09-06T10:05:37","guid":{"rendered":"https:\/\/www.blog.bim.finance\/?p=16277"},"modified":"2026-09-06T12:19:00","modified_gmt":"2026-09-06T10:19:00","slug":"revoluts-eurr-europes-new-stablecoin","status":"publish","type":"post","link":"https:\/\/www.blog.bim.finance\/fr\/revoluts-eurr-europes-new-stablecoin\/","title":{"rendered":"Revolut\u2019s EURR: Europe\u2019s New Stablecoin"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"16277\" class=\"elementor elementor-16277\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e70c31f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e70c31f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0a66eda\" data-id=\"0a66eda\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5fe6672 elementor-widget elementor-widget-heading\" data-id=\"5fe6672\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Overview: EURR \u2013 A Euro-Backed Digital Currency for Europe<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71c9b1e elementor-widget elementor-widget-text-editor\" data-id=\"71c9b1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>On August 26, 2026, Revolut launched <strong>EURR<\/strong>, a euro-pegged stablecoin designed to streamline cross-border payments in Europe. Unlike volatile cryptocurrencies like Bitcoin, EURR promises <strong>1:1 stability with the euro<\/strong>, offering a faster and cheaper alternative to traditional banking transfers. With the global stablecoin market exceeding <strong>$150 billion<\/strong>, EURR enters a competitive space but raises questions about its structure.<\/p><p><span style=\"font-size: 1rem;\">Revolut initially targets <\/span><strong style=\"font-size: 1rem;\">Germany, France, and Spain<\/strong><span style=\"font-size: 1rem;\">, aiming to cut transaction costs by <\/span><strong style=\"font-size: 1rem;\">90%<\/strong><span style=\"font-size: 1rem;\"> and reduce SEPA transfer delays. However, its launch coincides with the European Central Bank\u2019s (ECB) push for a <\/span><strong style=\"font-size: 1rem;\">digital euro<\/strong><span style=\"font-size: 1rem;\">, a central bank digital currency (CBDC) still in testing phases.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bd9eb3 elementor-widget elementor-widget-heading\" data-id=\"1bd9eb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How EURR Works: Collateralization, Bridge, and Blockchain<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-103c583 elementor-widget elementor-widget-text-editor\" data-id=\"103c583\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>EURR operates as a <strong>fully collateralized stablecoin<\/strong>\u2014each token is backed by a euro held in reserve by <strong>Bridge<\/strong>, a subsidiary of <strong>Stripe<\/strong>, the U.S.-based payments giant. This <strong>fiat-collateralized<\/strong> model mirrors USD Coin (USDC) or Tether (USDT) but introduces a key concern: <strong>control by a U.S. entity<\/strong>.<\/p><p>While Revolut hasn\u2019t confirmed the underlying blockchain, analysts speculate it will run on <strong>Stellar or Ethereum<\/strong>, both optimized for fast, low-cost transactions. The platform promises <strong>sub-2-second transfers<\/strong> and near-zero fees, a stark contrast to traditional international transfers (which can take <strong>24 hours and cost up to \u20ac10<\/strong>).<\/p><p>Yet, as <strong>@PowerHasheur<\/strong> notes:<\/p><blockquote><p><em>&#8220;A euro-backed stablecoin controlled by a U.S. fintech giant? That\u2019s not sovereignty\u2014it\u2019s just another layer of dependency.&#8221;<\/em><\/p><\/blockquote>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe91c63 elementor-widget elementor-widget-image\" data-id=\"fe91c63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"287\" src=\"https:\/\/i0.wp.com\/www.blog.bim.finance\/wp-content\/uploads\/2026\/09\/Capture-decran_20260906_113337.png?fit=800%2C287&amp;ssl=1\" class=\"attachment-large size-large wp-image-16279\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/www.blog.bim.finance\/wp-content\/uploads\/2026\/09\/Capture-decran_20260906_113337.png?w=1000&amp;ssl=1 1000w, https:\/\/i0.wp.com\/www.blog.bim.finance\/wp-content\/uploads\/2026\/09\/Capture-decran_20260906_113337.png?resize=300%2C108&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.blog.bim.finance\/wp-content\/uploads\/2026\/09\/Capture-decran_20260906_113337.png?resize=768%2C276&amp;ssl=1 768w, https:\/\/i0.wp.com\/www.blog.bim.finance\/wp-content\/uploads\/2026\/09\/Capture-decran_20260906_113337.png?resize=18%2C6&amp;ssl=1 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b2695f elementor-widget elementor-widget-spacer\" data-id=\"8b2695f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08f7d33 elementor-widget elementor-widget-heading\" data-id=\"08f7d33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">EURR vs. Other Euro Stablecoins: EURC (Circle) and EURT (Tether)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08d421b elementor-widget elementor-widget-text-editor\" data-id=\"08d421b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>EURR is not the first euro-backed stablecoin. Two players already dominate the market: <b>Circle&#8217;s EURC and Tether&#8217;s EURT,<\/b> each with distinct approaches.<\/p><p><span style=\"font-size: 1rem;\">EURC (Circle) is issued by Circle, a US company listed on the stock exchange and regulated by the US financial authorities (SEC, NYDFS). Unlike EURR, <b>Circle relies on hybrid collateralization (fiat + liquid assets) and increased transparency with published monthly audits<\/b>. It has seen strong adoption in DeFi (decentralized finance) and on platforms like Coinbase, but its US base raises the same sovereignty concerns as EURR.<\/span><\/p><p><span style=\"font-size: 1rem;\">EURT (Tether), on the other hand, is the oldest and most controversial euro-backed stablecoin. Issued by Tether Ltd., based in the <\/span><span style=\"font-size: 1rem;\">Cayman Islands<\/span><span style=\"font-size: 1rem;\">, <b>EURT has long been criticized for its lack of transparency regarding its reserves<\/b>. Although Tether has improved its audits in recent years, the company remains under scrutiny from regulators for its alleged links to opaque activities. I<b>ts advantage? Massive liquidity and global adoption, particularly in Europe<\/b> through partnerships with exchanges like Binance.<\/span><\/p><table><thead><tr><th><strong>Feature<\/strong><\/th><th><strong>EURR (Revolut)<\/strong><\/th><th><strong>EURC (Circle)<\/strong><\/th><th><strong>EURT (Tether)<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Issuer<\/strong><\/td><td>Bridge (Stripe subsidiary)<\/td><td>Circle (U.S., regulated)<\/td><td>Tether Ltd. (Cayman Islands)<\/td><\/tr><tr><td><strong>Collateral<\/strong><\/td><td>100% fiat (euros)<\/td><td>Hybrid (fiat + liquid assets)<\/td><td>Partially audited reserves<\/td><\/tr><tr><td><strong>Blockchain<\/strong><\/td><td>Polygon\/Ethereum (other later)<\/td><td>Ethereum, Solana<\/td><td>Ethereum, Tron<\/td><\/tr><tr><td><strong>Transparency<\/strong><\/td><td>Reserves managed by Stripe<\/td><td>Monthly public audits<\/td><td>Limited audits, past controversies<\/td><\/tr><tr><td><strong>Adoption<\/strong><\/td><td>Revolut users (3 EU countries)<\/td><td>DeFi, Coinbase<\/td><td>Global (Binance, etc.)<\/td><\/tr><tr><td><strong>Regulation<\/strong><\/td><td>EU\u2019s MiCA + U.S. laws<\/td><td>Strict U.S. oversight<\/td><td>Light offshore oversight<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0c55a3 elementor-widget elementor-widget-heading\" data-id=\"d0c55a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Critical Take: Sovereignty vs. Convenience<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9b1271 elementor-widget elementor-widget-text-editor\" data-id=\"d9b1271\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Revolut\u2019s EURR arrives as the ECB finalizes its <strong>digital euro<\/strong>, a CBDC meant to modernize Europe\u2019s monetary system by 2027. Yet, Revolut\u2014one of <strong>36 firms selected by the ECB<\/strong> for digital euro trials\u2014is simultaneously launching a private stablecoin tied to <strong>Stripe<\/strong>, an American company. As <strong>@DefiIgnas<\/strong> highlights:<\/p><blockquote><p><em>&#8220;Revolut markets EURR as a European solution, but its backbone is U.S.-controlled. Is this innovation\u2014or just another way for Big Tech to shape Europe\u2019s financial future?&#8221;<\/em><\/p><\/blockquote><p>Other red flags:<\/p><p>\u00a0<\/p><ul><li><strong>Lack of clarity<\/strong> on where euro reserves are physically held.<\/li><li><strong>Bridge\u2019s (Stripe) regulatory exposure<\/strong> to U.S. laws, conflicting with Europe\u2019s push for financial autonomy.<\/li><li><strong>Concentration risk<\/strong>: Revolut already processes <strong>10% of Europe\u2019s payments<\/strong>\u2014what happens if it controls the euro\u2019s digital twin too?<\/li><\/ul><div>\u00a0<\/div><div>One thing is certain: <b>EURR will leave no one indifferent<\/b>. Not regulators, not competitors, not users. And facing it, Circle&#8217;s EURC and Tether&#8217;s EURT serve as reminders that the euro stablecoin market is already <b>a battleground where sovereignty, transparency, and geopolitics clash<\/b>.<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>New EURR Revolut&#8217;s stablecoin was annonced on August 26, 2026. Knowing their growth desire, they could establish themselves as a major player in the digitization of Euro.<\/p>","protected":false},"author":21,"featured_media":16280,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[166],"tags":[174],"ppma_author":[175],"class_list":["post-16277","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-coins","tag-banking"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Revolut\u2019s EURR: Europe\u2019s New Stablecoin - BIM Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.blog.bim.finance\/fr\/revoluts-eurr-europes-new-stablecoin\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Revolut\u2019s EURR: Europe\u2019s New Stablecoin - BIM Blog\" \/>\n<meta property=\"og:description\" content=\"New EURR Revolut&#039;s stablecoin was annonced on August 26, 2026. Knowing their growth desire, they could establish themselves as a major player in the digitization of Euro.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.blog.bim.finance\/fr\/revoluts-eurr-europes-new-stablecoin\/\" \/>\n<meta property=\"og:site_name\" content=\"BIM Blog\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-06T10:05:37+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-06T10:19:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.blog.bim.finance\/wp-content\/uploads\/2026\/09\/Capture-decran_20260906_112359.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"294\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"David\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"David\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.blog.bim.finance\\\/revoluts-eurr-europes-new-stablecoin\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.blog.bim.finance\\\/revoluts-eurr-europes-new-stablecoin\\\/\"},\"author\":{\"name\":\"David\",\"@id\":\"https:\\\/\\\/www.blog.bim.finance\\\/#\\\/schema\\\/person\\\/53e980565c440fa3f41e933d54926ade\"},\"headline\":\"Revolut\u2019s EURR: Europe\u2019s New Stablecoin\",\"datePublished\":\"2026-09-06T10:05:37+00:00\",\"dateModified\":\"2026-09-06T10:19:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.blog.bim.finance\\\/revoluts-eurr-europes-new-stablecoin\\\/\"},\"wordCount\":493,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.blog.bim.finance\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.blog.bim.finance\\\/revoluts-eurr-europes-new-stablecoin\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/www.blog.bim.finance\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/Capture-decran_20260906_112359.png?fit=1000%2C294&ssl=1\",\"keywords\":[\"Banking\"],\"articleSection\":[\"Coins\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.blog.bim.finance\\\/revoluts-eurr-europes-new-stablecoin\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.blog.bim.finance\\\/revoluts-eurr-europes-new-stablecoin\\\/\",\"url\":\"https:\\\/\\\/www.blog.bim.finance\\\/revoluts-eurr-europes-new-stablecoin\\\/\",\"name\":\"Revolut\u2019s EURR: Europe\u2019s New Stablecoin - 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