Terms of service

Last Updated: 10 November 2025

1. Introduction & Agreement

These Terms of Service (« Terms », « Agreement ») govern your access to and use of the websites and applications operated by BIM GROUPE HOLDING INTERNATIONAL LIMITED (« BIM Finance« , « we, » « our, » « us »), including « bim.finance« , « exchange.bim.finance« , and related applications (the « Services » or the « Interface »).

BIM Finance provides a non-custodial, permissionless interface to interact with the BIM Protocol — a set of open-source smart contracts deployed on public blockchains. We do not control or operate any blockchain network or custody user assets.

By using the Services, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Services.

Arbitration Notice: Section 13 includes a binding arbitration agreement and class action waiver.

2. Regulatory Status & Eligibility

The Services are provided by a company organized under the laws of the British Virgin Islands (BVI). These Terms are governed by BVI law.

BIM Finance is not MiCA-compliant and is not regulated by EU or US financial authorities. Services are not intended for residents of the EU, the US, or any sanctioned jurisdiction.

You represent that you are not under sanctions and are eligible to use the Services. You must be at least 18 years old.

3. Nature of the Services

Informational: Content is provided for informational purposes only. Do your own research.
Non-Custodial: You retain full control of your assets; we do not have access to your keys or funds.
Third-Party Wallets: Wallets like MetaMask or Rabby are provided by third parties under their own terms.
Smart Contracts: Transactions are irreversible; network gas fees are non-refundable.

4. Changes to Services & Terms

We may modify or discontinue any aspect of the Services and update these Terms at any time. Continued use after modification constitutes acceptance.

5. Your Responsibilities & Risk

Understand blockchain risks including bugs, exploits, forks, or volatility.
Safeguard your wallet and private keys. We cannot recover them.
Comply with local laws and taxes. We provide no financial or legal advice.

6. Prohibited Uses

You may not use the Services to:

Violate laws or sanctions;
Engage in fraud, money laundering, or malicious activity;
Attack or interfere with smart contracts or networks;
Circumvent geo-blocks or harvest data without authorization.

We may suspend or block access for violations.

7. Fees & Payments

Network gas fees are paid to the blockchain, not to us.
Interface fees (if any) will be displayed before execution and are final once broadcast.

8. Intellectual Property & Open Source

We grant a personal, non-exclusive, revocable license to use the Interface.
Protocol components may be open-sourced under separate licenses.
Trademarks, logos, and brand assets remain our property.

9. Third-Party Services

The Services may link to or integrate with third-party tools or websites. We are not responsible for third-party content or performance.

10. Access Controls & Termination

We may suspend or terminate access without notice for any reason including illegal activity or breach of Terms. You may stop using the Services at any time.

11. Disclaimers

THE SERVICES ARE PROVIDED « AS IS » AND « AS AVAILABLE. » WE DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS, ACCURACY, AND SECURITY. We do not guarantee expected outcomes or bug-free operation.

12. Limitation of Liability

To the maximum extent permitted by law, BIM Finance and its affiliates shall not be liable for any indirect, incidental, or consequential damages. Aggregate liability shall not exceed USD « $100. »

13. Dispute Resolution & Arbitration

Disputes shall first be addressed in good faith. If unresolved, they must be settled by binding arbitration in the British Virgin Islands under ICDR rules. All proceedings are confidential.

Class action waivers apply; arbitration is on an individual basis only.

14. Indemnification

You agree to defend and indemnify BIM Finance against any claims arising from your use of the Services or breach of these Terms.

15. Compliance & Enforcement

We may monitor activity, cooperate with law enforcement, and take action (including blocking addresses) as required by law.

16. Electronic Communications

By using the Services, you consent to receive electronic notices (e.g., via the Interface or email).
Contact: contact@bim.finance

17. Governing Law & Venue

These Terms are governed by the laws of the British Virgin Islands. Non-arbitrable disputes will be handled exclusively by BVI courts.

18. Force Majeure

We are not liable for unavailability due to force majeure events such as natural disasters, war, regulatory actions, or blockchain failures.

19. Beta Features

Experimental features are provided as-is and may be removed at any time.

20. Severability & Entire Agreement

Invalid provisions will be enforced to the extent possible; the remainder remains valid. These Terms and the Privacy Policy constitute the entire agreement.

21. Geographic Restrictions

You must not use VPNs or proxies to bypass geo-restrictions. If you move to a restricted jurisdiction, you must stop using the Services.

22. Blockchain Acknowledgements

On-chain data is public and immutable.
We do not control airdrops, governance, or token-related features.
Interface data (prices, APYs, risks) may be inaccurate or delayed.

23. Contact

BIM GROUPE HOLDING INTERNATIONAL LIMITED
Road Town, Tortola, British Virgin Islands
contact@bim.finance