Create automatic weather protection
DEMFI has launched a Real-World Asset (RWA) platform that protects people against unpredictable weather through blockchain. The platform works through parametric contracts that pay automatically when specific weather conditions occur. To make it possible, DEMFI monitors official weather data from trusted sources like NASA, NOAA and Copernicus continuously. When an agreed threshold is reached, money transfers automatically to the user’s account within minutes. No forms to fill, no middlemen to convince, and no months of waiting for settlement. Another important point, the platform accepts payment in regular currencies like US dollars and euros, not just cryptocurrency. This makes it accessible for anyone to use, even without crypto experience or technical knowledge. But users who choose to pay with DEMFI tokens receive a discount on their contract pricing. The platform charges lower fees than traditional financial products because everything is automatically manage through smart contracts.
In keeping with their mission, between 5 and 10% of all platform fees go to the Climate Resilience Fund. This fund supports charity projects helping vulnerable communities adapt to climate change and environmental challenges. The weather risk transfer market is expected to grow to 25 billion US dollars by 2030. The team aims to make this protection available to small businesses and individuals who currently lack access. Every contract is visible on the blockchain, meaning anyone can verify that payouts happened as promised. The main mission of DEMFI is to transform unpredictable climate volatility into measurable and manageable financial risk for participants worldwide.
Real-world use cases across multiple sectors
DEMFI addresses weather volatility challenges across sectors where income depends heavily on climate conditions throughout the year. Agriculture represents one of the most vulnerable sectors where a single season of unusual weather can devastate livelihoods. Farmers can sign contracts that pay when rainfall drops below critical thresholds during the essential growing season. The contract monitors weather data automatically and triggers payment if the threshold is breached without inspection required. Beyond individual farmers, agricultural cooperatives can protect entire portfolios against drought risk using precipitation indices already validated by international reinsurers. The tourism and hospitality sector faces similar climate-driven uncertainty that affects seasonal revenue streams and operational planning. Hotels and resort operators can protect their peak season income against excessive rainfall or heatwaves that discourage bookings. A Caribbean resort might create a contract covering December to March against rainfall above 250 millimetres during high season. Solar energy producers also benefit from DEMFI’s model by hedging against prolonged cloudy periods that reduce electricity generation.
Each contract receives scientific pricing using actuarial models that analyse decades of historical climate data comprehensively. The platform continuously integrates weather forecasts updated every six hours to provide real-time tracking and probability estimates. This diversity of applications demonstrates how DEMFI successfully converts unpredictable weather into a manageable financial variable across industries.
Understanding DEMFI tokenomics
The founders created one billion tokens in total that will be released gradually over several years. The company team receives 20% of all tokens but cannot sell them for one year. After that year, the team gets small portions released every three months over five years. This prevents anyone from dumping large amounts of tokens and crashing the price suddenly. A special reserve holds 30% of tokens that will never be sold to the public. This reserve acts like an emergency fund ensuring the platform can always pay contract settlements. The first private investors bought 2.2% of tokens at $0.005 each in early 2025. Those tokens started releasing monthly from November 2025 at 10% per month for full distribution. Current presale buyers can purchase up to 10% of total tokens at $0.01 each. These presale tokens lock until November 2026 then release monthly at 10% installments over time.
The public sale plan to start in April 2026 at $0.02 per token, exactly double the presale price. Between 25 and 30% of tokens will enter the market gradually over three years. This staged release prevents sudden price drops and rewards people who invest early and hold longer. Token holders can stake their DEMFI to earn a share of platform fees each month. It will help providing liquidity for contract settlements when weather events trigger payouts. Token holders also vote on important decisions like which charities receive funding or which new protections to add. The system has been audited by Cyberscope security experts and runs on the Base blockchain network.
Conclusion
The DEMFI project represents a fundamental shift in how businesses manage weather-related financial risks through accessible blockchain technology. The platform combines automation with actuarial science to eliminate costly intermediaries that exclude small farmers and local operators. As climate unpredictability increases globally, tools like DEMFI become essential infrastructure for economic stability and planning. However, users should research thoroughly and understand that blockchain platforms carry inherent risks including market volatility.
